Christmas is one of those times that creates hugely different emotions in people. For you it may be a special time personally, spiritually, in terms of the family – and / or you may find it stressful, expensive, overly commercial or it may be a challenging and lonely time. 

All too often it can lead to stress, debt, and over excess. Here are my 3 tips for managing:

1) Cash – how to avoid debt and cut the cost

2) Communication – how to avoid the family feuds and to avoid the stress

3) Celebration – tips on having fun without paying eating, drinking or partying to excess

I hope you enjoy the video below and if this topic chimes with you join me here over at www.evolvedheart.com at 7pm on Dec 18 for a special live talk on coping with Christmas and enjoying the season.